Invest in loans. Know the terms.

Invest in short-term and business loans and earn up to 13.5% annually. Start with just €10 and automate your portfolio.

Explore investments  How it works

€200M+ funded through the platform · 13–16% Available nominal annual interest rates

Hive5 Photo illustration
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Our track record in numbers

Total invested
€ 209.10 M
Interest Paid to Investors
€ 5.61 M
Average Annual Investment Return
13.5%
Number of Investors
28915
Our results statistics

Investing doesn't have to be complicated – high five to simplicity

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Hive5 Offers

Competitive ROI

Invest in Short-term and Business loans and earn competitive returns of up to 13,5%, including a Loyalty bonus of up to 1%.

Buyback Obligation

All loans in hive5 are secured with a Buyback Obligation, in case the payments are delayed over 60 days late, Loan originator will buy back loans in full with accrued interest.

Benefit from High Liquidity

With loans lasting only 30–90 days, your funds are never tied up for long. Once a loan reaches maturity, you can withdraw your money immediately.

Immediate Repayment Commitment

In case of delay, hive5 immediately repays investors the full invested amount and earned interest, while the loan originator takes over debt collection.

Investment from 10 Euros

Interested in experimenting with the platform without significant investments? Begin with as little as 10 Euros and raise your investment at any time.

Auto Investment

Set your criteria once and let Auto Invest invest automatically based on your preferences, or invest manually if you prefer.

How to get started?

Create an account

To start investing in hive5 you need to fill the registration form and pass the identity verification.

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Add funds to your account

You can start investing with as little as 10 Euros. It takes just a few steps to make a deposit and your money will be approved instantly.

Invest in selected loans

There are two options for investing: Manual investment or using predetermined investment criteria and setting up an Auto-Invest strategy.

Receive profit

View your profile daily to track your investments, portfolio, and returns. Funds are accessible in your investor account as soon as the loan repayment is completed.

Start investing

Latest Articles

Hive5 Turns Four: €200 M Funded and €5.7 M Earned by Investors
Insights  ·  15.07.2026
Hive5 Turns Four: €200 M Funded and €5.7 M Earned by Investors

Today is no ordinary day. Four years ago, hive5 was launched. In other words, it's been 1 461 days…

Hive5 Transparency Update: Our Marketplace Model and Legal Statement
Insights  ·  05.07.2026
Hive5 Transparency Update: Our Marketplace Model and Legal Statement

As part of our ongoing transparency communication, we want to explain how Hive5’s marketplace model…

Hive5 Platform Update – June 2026
Insights  ·  03.07.2026
Hive5 Platform Update – June 2026

June marked another active month for Hive5, with steady funding volumes and continued growth across…

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