We have some very exciting news! Hive Finance is expanding again, launching one more lending business in the dynamic Polish market. Firmeo Business Finance is a new alternative lender that will soon join hive5 as our first loan originator focused exclusively on business loans.
Firmeo specialises in financing micro, small, and medium-sized enterprises (MSMEs), businesses that often face challenges securing credit from traditional banks. With a fully online application process and credit decisions in as little as 24 hours, Firmeo makes funding accessible, fast, and transparent. Loan amounts will range from PLN 10,000 to PLN 500,000 (approx. €2,300 - €110,000), with flexible repayment terms between 3 and 12 months.
What Kind of Businesses Will Firmeo Support?
Firmeo targets real businesses with real needs, in other words, companies which need fast capital and operate in a wide range of industries:
- Retail & e-commerce: for purchasing stock, running marketing campaigns, or daily operations
- Wholesale & distribution: supporting bulk purchasing or inventory management
- Transport & logistics: covering vehicle expenses, fuel, or short-term capital needs
- Construction & trades: financing projects, equipment, or bridging seasonal cash flow gaps
- Professional services: including legal, accounting, and consulting firms looking to scale
- Hospitality & gastronomy: helping restaurants, cafés, and hotels expand or refurbish
- Other sectors: including healthcare, education, creative industries, and more
Firmeo will assess each business based on actual cash flow and performance, not just traditional collateral, making it easier for healthy businesses to qualify for financing.
Why It Matters for Hive5 Investors?
Firmeo’s launch is a meaningful step forward in hive5’s diversification strategy. Until now, our platform has focused primarily on loan originators which issue consumer loans. Thus, with Firmeo, we’re adding a brand-new asset class: business loans backed by operational performance and expert risk evaluation.
What makes Firmeo especially promising is its experienced team, known for building Ekspres Pozyczka, a successful lending business in the Polish market. Their solid track record, deep understanding of the local SME landscape, and responsible approach to credit risk give us confidence that Firmeo will be a valuable long-term contributor to the hive5 ecosystem.
Moreover, Poland’s alternative business lending sector is growing rapidly, and Firmeo is well-positioned to serve the thousands of entrepreneurs currently underserved by traditional banks.
As our experience of working in Poland shows, the country combines a well-educated workforce, a thriving entrepreneurial scene, and a growing demand for flexible financial solutions - making it a natural next step in Hive Finance’s business strategy.
You will be the first to know when Firmeo goes live on hive5. Don't miss the chance to explore new investment opportunities and help Polish businesses access the funding they need to grow.
