LINQO on Hive5: 24-Month Business Loan Offer with a Fixed 10% Annual Return

As part of our strategy to diversify the business and create more opportunities for our investors, we are expanding the range of investment offers available on Hive5. By doing so, we aim to help investors diversify their portfolios not only across loan opportunities, but also through refinancing solutions for selected companies within our Ruptela Group and their growth projects. 

In line with this approach, UAB “Linqo” will become available to Hive5 investors within days through a 24-month business loan offer with an annual return of up to 10%. The borrower, UAB “Linqo”, operates in the telematics sector, providing GPS tracking and fleet management solutions for transport and logistics companies.  You can invest in a EUR 200,000 loan issued by UAB “Hive Finance Group”, aimed at supporting the company’s operational growth and further product development. The offer includes monthly interest repayments, with the full principal amount repaid at the end of the 24-month term, together with a Buyback guarantee. 

About the company 

Linqo is a European telematics business and part of the broader Ruptela Group ecosystem. Headquartered in Lithuania, with branches in Germany, Netherlands, Poland, and Ukraine, the company provides GPS tracking and fleet management solutions for transport and logistics businesses. 

Linqo builds on the wider Ruptela Group ecosystem, whose roots date back to 2007. Today, the group combines expertise in electronics, design and manufacturing, SaaS development and services, and fintech innovation. Operating across 94 countries and 5 offices, Ruptela Group supports customers through local teams and industry experience. 

Reflecting this international scale, Ruptela Group today employs more than 250 professionals worldwide. Its devices are installed in over 3 million vehicles globally, and the group’s combined annual revenue exceeds €50 million. 

Why this market matters 

Demand for telematics solutions continues to grow as transport and logistics companies seek to reduce costs, improve fleet efficiency, and make decisions based on real-time data. Growth is also supported by broader digitalization and ESG-related efficiency targets. As a result, telematics solutions are increasingly becoming a standard part of fleet operations. 

Financial highlights 

 Linqo is a long-standing telematics business with many years of operating history, including the last three years as a separate legal entity. The company combines that operating history with continued financial growth and consistent profitability. 

In 2025, UAB “Linqo” revenue reached EUR 7,9 million, growing 13% compared with 2024, while EBITDA exceeded EUR 0.95 million, up 32% year on year. Profit before tax reached EUR 820k, and net profit increased to EUR 773k from EUR 526,243 a year earlier. 

UAB “Linqo” balance sheet also remained strong. At the end of the year, equity stood at EUR 2,486,113 and total assets at EUR 3,642,930, placing the equity-to-assets ratio above 68%. The company also maintained positive operating cash flow throughout the year. 

Please note that the financial figures presented below relate solely to UAB “Linqo” and are shown on a standalone basis, without consolidation of its subsidiaries. 

Use of funds 

Funds raised through Hive5 will be used for operational growth and further product development. 

Key terms of the offer 

• Business type: Business loan 

• Country: Lithuania 

• Term: 24 months 

• Return: Fixed 10% annual return 

• Repayments: Interest paid monthly; principal repaid at maturity (24 months). 

• Guarantee: Buyback guarantee 

• Use of funds: Operational growth and further product development 

To learn more, please review the financial statements via the link below. You can also explore additional information about UAB “Linqo” and the broader Ruptela Group before making your investment decision. 

For investors, the offer combines a short 24-month term, monthly repayments, and exposure to a business operating in a growing telematics segment. UAB “Linqo” also demonstrates revenue growth, profitability, and a solid balance sheet.