The Welcome Bonus is credited to both accounts once your friend's investments (made within 90 days of registration) have been allocated to active loans for at least 30 days. You'll receive an email notification when the bonus lands in your wallet.
No. There is no limit on how many friends you can refer. The more active friends you bring in, the more you earn — both through Welcome Bonuses and Milestone tiers.
The Welcome Bonus tier is based on the total amount your friend invests within the first 90 days of registration. This can be one large investment or several smaller ones — they all add up. Investments made after the 90-day window won't upgrade your Welcome Bonus tier, but they will still count toward your Milestone Bonus.
Yes. Bonuses are credited as cash to your Hive5 wallet and can be withdrawn or reinvested at your discretion, subject to standard platform withdrawal terms.
The Welcome Bonus becomes final once the 30-day allocation requirement is met — even if your friend later withdraws their funds, the bonus stays with you. The Milestone Bonus works differently: it's calculated on the active portfolio value at the end of the calendar year, so withdrawn amounts no longer count toward it.