From August 10, we will introduce several changes to the interest rates and loan terms available on the Hive5 marketplace.
Hive Finance Group is preparing for portfolio growth this autumn as lending activity is expected to increase after the quieter summer period.
By adjusting selected rates and adding more maturity options, we aim to support the planned increase in loan origination while continuing to offer investors a diversified selection of short-, medium- and long-term investments.
The following rates will apply to new investments from August 10:
| Loan originator | Product | Term | New ROI |
|---|---|---|---|
| Finjet ES | Consumer Loans | Up to 45 days | 13% |
| Finjet ES | Business Loans | Up to 3 months | 13.5% |
| Credilink RO | Business Loans | Up to 3 months | 14% |
| Credilink RO | Business Loans | 6 months | 14.5% |
| Credilink RO | Business Loans | 12 months | 15% |
| Credilink RO | Business Loans | 24 months | 16% |
| Firmeo PL | Business Loans | Up to 3 months | 13.5% |
| Firmeo PL | Business Loans | 6 months | 14% |
| Firmeo PL | Business Loans | 12 months | 14.5% |
| Firmeo PL | Business Loans | 24 months | 15.5% |
Interest rates for Finjet ES will remain unchanged.
The new 12-month terms for Credilink and Firmeo will give investors more choice when balancing portfolio duration, expected return and liquidity preferences.
Investors using Auto Invest are encouraged to review their strategy settings and update the minimum interest rate or preferred loan terms where necessary.
Secondary Market development remains on schedule
Work on the Hive5 Secondary Market is continuing according to plan, and we are currently targeting its launch during the first week of September.
The new feature will allow investors to list eligible investments for sale to other Hive5 investors before the original maturity date. This will provide additional flexibility and make it easier to manage longer-term investments according to changing portfolio needs.
Technical development and testing are progressing, and we will provide more detailed information about the feature and its conditions closer to the launch.
These updates form part of our broader work to expand investment availability, introduce more portfolio options and improve flexibility across the Hive5 marketplace.
