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Christmas Investment Bonus – Terms & Conditions

Eligibility

This bonus applies to Hive5 investors who make new investments between Nov 1 and Dec 31, 2025 (“Campaign Period”).
Minimum eligible investment increase: €500.
Only investments made with the user’s own deposited funds are eligible (excluding bonus or promotional credits).

Bonus Rules

The bonus rate is based on the total qualifying portfolio increase during the Campaign Period:

Qualifying Increase (€)	Bonus Rate
€500 – €4,999	+0.50%
€5,000 – €9,999	+0.75%
€10,000 – €24,999	+1.00%
€25,000 – €49,999	+1.25%
€50,000+	+1.50%

Bonus rates are not cumulative — only the highest applicable tier applies to your qualifying increase.
Bonus rates are fixed for 90 days once granted.

Loyalty Bonus

In addition to the Campaign bonus, users may receive a loyalty bonus of up to 1.0%, depending on total invested amount and loyalty status per Hive5’s Loyalty Program terms.

Combination With Other Promotions

This Campaign cannot be combined with other promotions or bonuses except as follows:

Investments from November and December are treated as one continuous period for determining bonus tier.
If combined investment increases lead to a higher tier, that higher tier applies; no extra percentage is added beyond the tier structure.

Bonus Issuance

After meeting the qualifying criteria, users must contact support@hive5.comm to request bonus assignment.
Hive5 may perform identity, AML, and eligibility checks prior to granting any bonus.

Anti-Fraud & Abuse

Users must not engage in abuse, manipulation, wash transfers, or coordinated behaviour designed to unfairly obtain bonuses.
Hive5 may withhold, adjust, or revoke bonuses and suspend accounts if fraud or abuse is suspected.

General Conditions

Hive5 reserves the right to amend, suspend, or terminate this promotion at any time without prior notice.
Participation in this Campaign constitutes acceptance of these Terms & Conditions and the Platform’s general User Agreement.