Help Centre
Returns & repayments
When do I receive interest and repayments?
When the borrower repays the loan, the corresponding principal and accrued interest are credited to investors according to their share of the investment and the applicable Investment Agreement.…
How is interest calculated?
Interest is calculated using the following formula: Invested amount × number of days × annual interest rate / 365 Example: €1,000 × 30 × 14% / 365 =…
What is Net Annual Return (NAR)?
Net Annual Return (NAR) shows the annualised return generated by your investment portfolio. Hive5 calculates NAR using XIRR (extended internal rate of return), taking into account the exact…
What is the Buyback Obligation?
The Buyback Obligation is a contractual obligation of the relevant Loan Originator. If a payment is delayed for more than 60 calendar days, the Loan Originator is contractually…
What happens if a repayment is late?
Late repayments can occur, especially in short-term lending. Interest continues to accrue during the overdue period under the applicable investment terms. Once the repayment is received, the corresponding…
Not what you were looking for? Browse all help topics
Still need help?
Email support from your registered address and include a short description of the issue. We reply within two business days.
Contact Support Start chatting