Offers & loyalty New investors can earn a one-time cashback bonus of up to 3% on qualifying investments. Cashback is paid 90 or 180 calendar days after registration, depending on the loan term, as explained below.
Who can take part?
- Register your first Hive5 account during the campaign registration period: 5 October–5 November 2026 (inclusive), and complete identity verification.
- Invest at least €100 in total in eligible loans on the Primary Market within your first 30 calendar days. Your registration date counts as day 1.
- Use newly deposited funds from your own bank account. Each deposited euro can qualify only once; reinvested repayments, interest, bonus funds and money withdrawn and deposited again do not qualify.
How is cashback calculated?
The rate depends on the loan term:
| Loan term | One-time cashback |
|---|---|
| Less than 6 months | 0.5% |
| 6 months | 1% |
| 12 months | 2% |
| 24 months | 3% |
Cashback = eligible invested amount × applicable rate. For example, investing €1,500 in a 24-month loan earns €45 cashback once for that investment. It is not an annual or monthly rate. Interest is paid separately under the loan terms.
The maximum cashback is €300 per person for the entire campaign, across all eligible investments. It is not a separate limit for each loan or month. Other loan terms are not covered by the rates above.
When is cashback paid?
We credit campaign cashback to your Hive5 account according to the following schedule:
- Loans shorter than 6 months — 0.5% cashback: paid after 90 calendar days from registration.
- 6-, 12- and 24-month loans — 1%, 2% and 3% cashback: paid after 180 calendar days from registration.
You will receive an email when the cashback has been credited. A loan reaching its scheduled maturity before the payment date does not, by itself, cancel cashback eligibility. All other campaign conditions continue to apply.
When is cashback not paid?
- You have previously held a Hive5 account, including an account that has been closed. Creating another account or using a different email address does not make you a new investor.
- The investment does not meet the registration, verification, investment-period or funding conditions above.
- You buy the investment on the Secondary Market, or sell the eligible investment before cashback is paid. No cashback is paid on the part sold.
- The same deposited funds have already been counted for cashback.
Cashback may be withheld while suspected duplicate accounts or abuse are checked. If a breach is confirmed, the related bonus is not payable; any bonus paid in error may be reversed. Eligibility is checked using verified identity and previous account records, rather than the email address alone.
Previous campaigns
Earlier campaigns keep their original terms. See the August–September campaign terms.
